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Credit Ratings

Simmons First National Corporation

  Moody's Investors Service

Long-Term Issuer Rating

Baa2

Subordinated Debt

Baa2

Outlook

Stable

 

Simmons Bank

  Moody's Investors Service

Short-Term Deposit Rating

P-1

Long-Term Deposit Rating

A2

Short-Term Counterparty Risk Rating

P-2

Long-Term Counterparty Risk Rating

Baa1

Long-Term Issuer Rating

Baa2

Baseline Credit Assessment 

baa1

Outlook

Stable

 

  BauerFinancial™ Star-Rating

Simmons Bank


(Excellent)

 

Moody's Investors Service ratings shown above were affirmed on July 22, 2025.

BauerFinancial™ Star-Rating system utilizes a scale of zero stars (lowest) to five stars (superior). Additional information can be found at www.bauerfinancial.com. Rating shown above is as of February 2, 2026.

 

The ratings provided by Moody's Investors Service and BauerFinancial are subject to review or withdrawal by Moody's Investors Service or BauerFinancial, respectively, at any time and are not recommendations to buy, sell or hold these securities. Each rating should be evaluated independently of any other rating. These rating are provided for informational purposes only and are solely the opinions of the rating agencies.